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The time is 14:30:20 and the date is 13 July 2008

A Work-at-Home scheme is a get-rich-quick scheme in which a victim is lured by an offer to be employed at home, very often doing some simple task in a minimal amount of time with a large amount of income that far exceeds the market rate for the type of work. The true purpose of such an offer is for the perpetrator to extort money from the victim.

Work-at-home schemes have been around for decades. Originally found as ads in newspapers or magazines, they have expanded to more high-tech media, such as television and radio ads, and on the Internet.

Legitimate work-at-home opportunities do exist, and millions of Americans do their jobs in the comfort of their own homes. But anyone seeking such an employment opportunity must be wary of accepting a home employment offer, as only about one in 42 such ads have been determined to be legitimate . Most legitimate jobs at home require some form of post-high-school education, such as a college degree or certificate, or trade school, and some experience in the field in an office or other supervised setting. Additionally, many legitimate at-home jobs are not like those in schemes are portrayed to be, as they are often performed at least some of the time in the company's office, require more self discipline than a traditional job, and have a higher risk of firing.

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